AI That Handles Stripe Payments, Not Just Explains Them

Process refunds, handle billing issues, and manage subscriptions automatically. 27 Stripe actions, zero manual dashboard work.

Payment support can be fast and secure

Billing questions are some of the most common and most sensitive customer requests. Customers need refunds processed, payment methods updated, and failed transactions explained. Each request requires accessing Stripe, verifying details, and taking the right action.

A typical payment support workflow involves:

1

Receiving a customer request about billing

2

Looking up the transaction in Stripe

3

Verifying the customer's identity and request

4

Processing the refund or update

5

Confirming the action with the customer

6

Documenting the resolution

Hay connects directly to Stripe, automating standard billing requests while maintaining strict security controls and audit trails.

How Stripe + Hay Works

AI that executes actions, not just answers questions

Refund Processing

Process full or partial refunds automatically. Check policies, verify amounts, execute refunds, confirm with customers.

Subscription Management

Cancel, pause, upgrade, or downgrade subscriptions. Handle failed payments and update billing cycles.

Payment Methods

Update cards, change billing addresses, retry failed payments, and send secure payment links.

Transaction Lookup

Find charges by email, check payment status, explain failure reasons, and view payment history.

Dispute Handling

View dispute status, gather evidence, respond to chargebacks, and track outcomes.

Multi-Currency

Handle 135+ currencies. Respond in customer's currency, process refunds correctly regardless of location.

Real Scenarios

1

Duplicate Charge Refund

Customer:

"I was charged twice for my order"

Hay:

Let me check that for you... I see the duplicate charge from January 5th. I've processed your refund for €49.99. You'll see it back in your account within 5-7 business days.

→ Searches Stripe by email → Finds duplicate → Verifies → Processes refund → Confirms

Result: 45-second resolution. Refund processed automatically. Customer satisfied.

2

Failed Payment

Customer:

"My payment didn't go through"

Hay:

I see your payment from yesterday didn't process due to insufficient funds on the card ending in 4242. Would you like to try a different payment method? I can send you a secure link.

→ Checks Stripe for failed payments → Identifies issue → Offers solution tactfully

Result: Customer not embarrassed. Issue resolved with alternate payment method.

3

Subscription Cancellation

Customer:

"Cancel my subscription"

Hay:

Your subscription has been cancelled. You'll continue to have access until January 15th (end of current billing period), and won't be charged again.

→ Looks up subscription → Cancels at period end (doesn't cut access) → Confirms

Result: Proper timing maintained. Customer keeps access they paid for. Clean cancellation.

"But what if the AI makes a mistake?"

Confidence System

Refunds involve money. Hay treats them carefully with built-in checks and configurable thresholds:

  • 90%
    High confidence: Process automatically. Standard refunds, payment lookups, subscription cancellations.
  • 70%
    Medium confidence: Enable supervision mode. You approve refunds before processing.
  • <70%
    Low confidence: Escalate immediately to human with payment context gathered.

You set the rules:

  • • Refunds under €50: automatic
  • • Refunds €50-200: supervised approval
  • • Refunds over €200: human only

Why Teams Choose Stripe + Hay

Works With E-Commerce

Connect Stripe + WooCommerce/Shopify. Refund requests check order data, then process payment refunds automatically.

27 Stripe Actions

Full coverage of payment, subscription, refund, and dispute operations. Everything your support team does manually.

Fraud Protection

Pattern detection flags customers requesting multiple refunds. Approval workflows for amounts above your threshold.

Security Compliant

Never stores card details. All operations through Stripe's API. PCI compliance maintained.

Frequently Asked Questions

Does Hay store credit card information?

No. Hay never stores card details. All payment operations go through Stripe's secure API. Your PCI compliance is maintained because Hay only references Stripe customer IDs and payment intents—never raw card data.

Can I set limits on automatic refunds?

Yes. You define thresholds for automatic vs. supervised refunds. For example: refunds under €50 can be automatic, €50-200 require approval, and over €200 go to a human. You're always in control.

What happens with failed payment inquiries?

Hay looks up the failed payment in Stripe, identifies the reason (insufficient funds, expired card, etc.), and responds tactfully to the customer. It can offer to send a secure payment link for a different method.

Does Hay work with Stripe subscriptions?

Yes. Hay can cancel, pause, upgrade, or downgrade subscriptions. It handles failed subscription payments, updates billing cycles, and manages proration—all based on your configured rules.

Ready to automate Stripe support?

Join our pilot program and start reducing repetitive tickets with AI that actually executes actions.